Privacy Policy
Last updated: April 11, 2026
1. Introduction
This Privacy Policy describes how MediaStock LLC ("we," "us," or "our"), operating as Optinly.io, collects, uses, and shares information in connection with our website and services at optinly.io (the "Service"). MediaStock LLC is registered in the state of Delaware, United States.
2. Information We Collect
2.1 Information from Lead Buyers
When you register as a lead buyer or request a demo, we collect your name, email address, phone number, company name, and business details. We may also collect billing and payment information necessary to process transactions.
2.2 Information from Consumers (Lead Data)
Through our affiliated platforms (Covian.io and CovianDebt.com), consumers voluntarily provide personal information including name, email, phone number, state of residence, and details relevant to their insurance or debt relief needs. This information is collected with explicit TCPA consent and is shared with lead buyers who have purchased the lead.
2.3 Automatically Collected Information
We automatically collect certain information when you visit our website, including IP address, browser type, operating system, referring URL, pages visited, and time spent on pages. We use cookies and similar technologies for analytics and to improve your experience.
3. How We Use Information
We use the information we collect to:
- Provide, maintain, and improve our services
- Process transactions and deliver leads to buyers
- Communicate with you about our services, updates, and promotions
- Comply with legal obligations and enforce our terms
- Detect and prevent fraud or misuse
- Analyze usage patterns to improve our platforms
4. Information Sharing
We share consumer lead data with lead buyers who have purchased that specific lead. Each lead is sold exclusively to one buyer. We do not sell, rent, or share personal information with third parties for their own marketing purposes, except as described in this policy.
We may share information with service providers who assist in operating our business (payment processors, hosting providers, analytics services), and as required by law or to protect our rights.
5. TCPA Compliance
All consumer data collected through our affiliated platforms is obtained with explicit prior express written consent as required by the Telephone Consumer Protection Act (TCPA). Consent records, timestamps, and conversation transcripts are maintained and provided to lead buyers as part of the lead package.
6. Data Security
We implement appropriate technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. Data Retention
We retain personal information for as long as necessary to provide our services and fulfill the purposes described in this policy. Lead data and consent records are retained for a minimum of five years to support compliance and dispute resolution.
8. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, delete, or restrict the processing of your personal information. To exercise these rights, contact us at privacy@optinly.io.
9. California Privacy Rights
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete, and the right to opt out of the sale of personal information. Contact us at privacy@optinly.io to exercise these rights.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised "Last updated" date.
11. Contact Us
If you have questions about this Privacy Policy, contact us at:
MediaStock LLC
Email: privacy@optinly.io